Accomplished senior executive with nearly 20 years of experience across the financial services, FinTech, and blockchain sectors. Expertise spans P&L ownership, digital transformation, and scaling digital service units like Banking as a Service (BaaS) and Insurtech platforms. With a proven track record in leading multi-country operations in Southeast Asia, they excel in go-to-market strategies, stakeholder engagement, and regulatory compliance. This expert combines a strong technical foundation in computer science with strategic business leadership to drive innovation and profitability.